Using FSA or HSA Funds at Eden
Some women choose to use FSA or HSA funds for fitness-related services at Eden when exercise is part of a provider-recommended plan.
What may be eligible
Under IRS guidelines, certain fitness expenses may qualify for FSA or HSA reimbursement when supported by a Letter of Medical Necessity (LMN) from a licensed healthcare provider.
At Eden, this can include:
Personal training
Small-group training (when supervised exercise is specified)
A gym membership (in cases where regular access to a private gym is deemed medically necessary)
Eligibility depends on your individual health situation and your specific plan. Eden does not determine eligibility or provide medical advice.
What is a Letter of Medical Necessity?
A Letter of Medical Necessity (LMN) is a document from a licensed healthcare provider stating that exercise is recommended to help treat, manage, or prevent a diagnosed medical condition.
Common reasons providers may recommend structured exercise include:
Back or joint pain
Metabolic or cardiovascular risk factors
PCOS or hormonal changes
Stress, anxiety, or sleep-related concerns
Strength, mobility, or postural needs
Your provider determines whether an LMN is appropriate.
What a Letter of Medical Necessity typically includes
If you choose to obtain a letter from your personal healthcare provider, your Letter of Medical Necessity typically includes:
A diagnosed medical condition
A statement that structured exercise is medically recommended
The recommended duration of care
The provider’s signature and credentials
Your provider or plan administrator can confirm what’s required for your specific plan.
How the process works
Eden stays outside the medical and reimbursement process. Here’s the general flow most clients follow:
Obtain a Letter of Medical Necessity
You may use your own healthcare provider or a third-party service such as TruMed that offers medical reviews and compliant documentation.Purchase services at Eden as usual
Sessions and memberships are paid for normally. Eden does not accept insurance or process benefits directly.Submit for reimbursement
You submit your receipt and LMN to your FSA or HSA administrator according to your plan’s instructions.
Reimbursement timelines and approvals vary by provider and plan.
Important notes
Eden does not guarantee eligibility or reimbursement
Eden does not provide medical guidance or documentation
Approval decisions are made solely by your healthcare provider and your FSA/HSA administrator
We recommend confirming details with your plan administrator before submitting a claim
This approach keeps the process clean, compliant, and respectful of your time.
A quick year-end reminder
Many FSA plans are “use it or lose it.”
If you have remaining funds and exercise is part of your provider’s care plan, this may be a practical way to use your benefits before they expire.
Questions?
If you’re unsure which Eden services may support your goals, our team is happy to help you choose the right option.
For questions about eligibility, documentation, or reimbursement, your healthcare provider or plan administrator is the best resource.